Deposit Rates

Deposit Rates as of April 18, 2021

Product

Interest Rate

Annual Percentage Yield

Annual Percentage Yield (Quarterly IRAs)

Minimum Amount

Compound Method

Passbook

0.03%

0.03%

$25

Quarterly

NOW

0.01%

0.01%

$1,000

Monthly

MMDA

0.02%

0.02%

$2,500 – $9,999

Monthly

0.02%

0.02%

$10,000 – $24,999

Monthly

0.03%

0.03%

$25,000 & Up

Monthly

30 to 89 Days

0.03%

0.03%

$500

Monthly

90 to Less than 182 Days

0.03%

0.03%

$500

Monthly

6 Months

0.05%

0.05%

$500

Monthly

12 Months

0.10%

0.10%

0.10%

$500

Monthly

18 Months

0.10%

0.10%

0.10%

$500

Monthly

24 Months

0.10%

0.10%

0.10%

$500

Monthly

30 Months

0.10%

0.10%

0.10%

$500

Monthly

36 Months

0.10%

0.10%

0.10%

$500

Monthly

48 Months

0.20%

0.20%

0.20%

$500

Monthly

IRA Variable

0.03%

0.03%

$500

Quarterly

*Service fees or penalties charged against the account may reduce earnings.
*Penalty for early withdrawal.
*Rates subject to change.