Personal Checking Accounts

Non-Interest Checking Accounts

Features

Student

Checking

(18 and under)

Golden Checking

(65+)

Basic Checking

Plus Checking

Ultimate Checking

Lifelong Friend

e-Statement

Choose One

Paper Statement

$1.00 additional fee

$1.00 additional fee

$1.00 additional fee

$1.00 additional fee

Internet Banking

Bill Pay

Choose One

Choose One

Mobile Banking

Debit/ATM Card

Automatic Transfer from Savings

Combined Statement

Monthly Flat Fee

$0.00

$0.00

$2.00

$5.00

$7.00

$5.00

Amount to Avoid Fee

N/A

N/A

N/A

N/A

N/A

$500 Minimum Balance in Savings Account

Interest Bearing Checking Accounts

Features

Money Market Account

Now Account

e-Statement

Paper Statement

$1.00 Fee

$1.00 Fee

Internet Banking

Mobile Banking

Debit/ATM Card

Monthly Flat Fee

$15.00

$15.00

Amount to Avoid Fee

$2500

$1000

*Interest will be compounded monthly, rates are subject to change.


* Who can have NOW accounts:
  1. Individuals
  2. Sole Proprietorships
  3. Non-Profit Organizations—even if it is a corporation
  4. Government Units
* Who cannot have NOW accounts:
  1. Partnerships
  2. Credit Unions and other mutual depository institutions
  3. Mutual Insurance companies
  4. Crop Financing organizations
  5. Organizations created to function as part of a qualified group legal service plan
  6. Farmers’ cooperatives
  7. Any organizations operated for profit